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Affordable Homes for First-Time Buyers: Listing Data & Market Trends

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Buying your first home is an exciting milestone—but in today’s competitive market, affordability can feel like a major hurdle. The good news? There are still communities across the Pacific Northwest where first-time buyers can find homes under $450,000.

Whether you’re dreaming of a cozy craftsman, a low-maintenance condo, or a starter home with room to grow, we’ve done the research to help you get started. In this article, we’re highlighting the top cities in the PNW where homeownership is still within reach.

From vibrant small towns to up-and-coming suburbs, these locations offer a balance of value, livability, and opportunity—perfect for buyers taking that exciting first step. And with the guidance of a Northwest MLS broker, you’ll have a trusted expert by your side to help you navigate the market and find the home that’s just right for you.

Let’s dive in and explore your options!


Top Cities for Residential Homes Under $450,000

If you’re dreaming of a traditional single-family home with a yard, space to grow, and a place to truly call your own, you’re not alone. Residential properties remain the most sought-after option for first-time buyers—and the good news is, there are still cities in the Pacific Northwest where homeownership is within reach.

CityResidential Homes SoldResidential Home: Median Sale Price
Tacoma1,127$399,950
Bremerton426$392,750
Moses Lake377$329,000
Shelton369$346,400
Longview356$359,000
Olympia328$405,000
Port Orchard264$405,000
Walla Walla261$358,990
Port Angeles210$348,375
Ellensburg208$392,498
Ocean Shores208$350,000

Top Cities for Condominiums Under $450,000

Looking for a low-maintenance lifestyle without sacrificing comfort or location? Condominiums can be a smart and affordable choice—especially for first-time buyers.

Across the Pacific Northwest, here are the top ten cities with the largest selection of condos priced under $450,000, combining convenience, amenities, and access to vibrant neighborhoods.

CityCondos SoldCondo: Median Sale Price
Seattle773$370,000
Everett223$335,000
Kent177$355,000
Tacoma172$354,500
Bellingham163$349,999
Federal Way158$300,000
Renton152$349,950
Auburn115$365,000
Puyallup115$339,000
Kirkland103$375,000
Lynnwood97$365,000

Top Cities for Manufactured Homes Under $450,000

If you’re looking for an affordable path to homeownership, manufactured homes offer excellent value—often with more space and flexibility than other options in the same price range.

Across the Pacific Northwest, many cities provide a wide selection of manufactured homes with most priced well under $450,000, making them a great choice for first-time buyers, retirees, or anyone seeking budget-friendly housing without compromising on comfort.

CityManufactured Homes SoldManufactured Home: Median Sale Price
Puyallup116$118,200
Auburn100$125,000
Everett93$137,500
Olympia76$118,750
Marysville69$124,000
Sequim69$210,000
Bellingham65$142,000
Federal Way61$115,000
Bremerton59$130,000
Bothell54$194,975
Spanaway47$111,000

Data for all reported MLS sales from 2024 in Washington state.

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